Loan amounts from $100,000 up to $750,000 per property
Fixed-rate options available in 10, 15, 20, 25, and 30-year terms
Adjustable-rate options including 5/1, 7/1, and 10/1 ARMs
Available for both purchases and refinances
Maximum debt-to-income ratio up to 50% (with asset-based income options)
No prepayment penalties
Maximum financing up to 75% loan-to-value (LTV)
Eligible for single-family homes, condos, and townhomes
Manually underwritten for a more personalized review
Available to both salaried and self-employed foreign nationals
Seller concessions allowed up to 6% when LTV is 65% or less
Escrow accounts for property taxes and insurance are required
A Flexible Path to U.S. Homeownership
Whether you are purchasing a second home, investing in U.S. real estate, or refinancing an existing property, our Foreign National Loan Program offers a compliant, transparent, and accessible solution for international buyers.
